399 SW 14th St, Deerfield Beach, FL 33441
Current Layout: 3 Bed / 2 Bath
•
Target Layout: 4 Bed / 2 Bath
•
Living GLA: SqFt
•
Year Built:
Value-Add Bedroom Conversion
Evaluate as 4 Bed / 2 Bath (+$5,500 partition)
Unadjusted Comps Median
10 checked
$460,000
$317 / SqFt median
Appraiser-Adjusted ARV
$465,000
Top-3 Renovated: $494,667
MLS & Section 8 Rent
10 rentals
$3,450 /mo
3BR: $3,200 | 4BR: $3,500 | S8: $3,650
Cash-Out Refi Loan (75% LTV)
6.875% 30yr
$348,750
+$145,000 Gross Equity vs Buy
Cash Left in Deal
93% Recycled
$1,250
PITIA DSCR: 1.24x • +$7,840/yr CF
+ Paste Zillow / Redfin / MLS Comps or Add Custom Comp
Paste copied text from Zillow, Redfin, PropStream, or MLS below (supports multiple comps at once), or add a single comp manually. MoveAWS geocodes coordinates in 0.15s.
Auto-detects address, price, beds, baths, SqFt, and year built.
Option B: Quick Manual Comp Entry
Subject
3BR Sold
4BR+ Sold
Rental
Concentric Rings: 0.5 mi (Inner Pocket) • 1.0 mi (Neighborhood) • Click any price pin for photo, SqFt deltas & Zillow link.
Plotted Comps & SqFt Deltas
Click card to fly to pin • Toggle checkbox to include
Appraiser-Grade Comp Adjustment & Difference Matrix (vs. 1,352 SqFt • 4 Bed / 2 Bath Target)
Fixes linear $/SqFt double-counting: applies Marginal GLA adjustment + flat functional Bed/Bath adjustments and flags FNMA >25% Gross Adjustments.
Adjustments:
| Incl | Type | Address & Subdivision | MLS / Source | Closed / Rent | $/SqFt | Dist | Beds/Baths (Δ) | SqFt (Δ) | Year | Gross Adj % | Adj. Value | Verify Links |
|---|
Acquisition & Refi Underwriting Inputs
Edit any number below to stress-test Cash Left in Deal & DSCR
Capital Recycle Formula:
$320,000 (Buy) + $13,000 (Rehab) + $14,000 (Closing) - $348,750 (75% Refi) = -$1,750 Cash Left
Monthly Qualifying Rent ($):
Annual Gross Rent
$41,400
$3,450/mo × 12
Monthly PITIA (Refi)
$3,110/mo
P&I $2,291 + Tax/Ins $820
Lender PITIA DSCR
1.11x
Gross Rent / Monthly PITIA
Vacancy & Maintenance
$6,210/yr
5% Vac + 10% Maint reserve
Net Operating Income (NOI)
$25,350/yr
Cap Rate on Buy: 7.92%
Net Cash Flow (After PITIA)
+$4,080/yr
+$340/mo before reserves
Value-Add Scope of Work (4th Bedroom Partition + Cosmetic Refresh)
$13,000 Total
1. 4th Bed Partition & Door
$5,500 • 5 Days
10'x11' drywall partition, closet, pre-hung door & LED re-route.
2. Paint & Hardware Refresh
$6,300 • 5 Days
Exterior coastal paint/wash ($3.8k) + interior touch-up ($2.5k).
3. Permit & 4-Point Tune-Up
$1,200 • 3 Days
City partition permit + GFCI/4-point insurance compliance.
30-Year Compounding Wealth & Amortization Schedule
Models +3.5%/yr Rent Growth, +4.0%/yr FL Appreciation, +5%/yr Tax & +7%/yr Insurance Escalation
| Year | Gross Rent | Taxes & Ins | NOI | P&I Debt | Net Cash Flow | Property Value (4%) | Loan Balance | Net Equity | Total Wealth Created |
|---|